Central Government is recruiting people for various pots in Ministries and Departments. When a person wants to apply for a post, he wants to know the in-hand salary every month for the level in which they will be recruited.
How to calculate the in-hand salary?
Gross Salary – Deductions = In-hand salary
The in-hand salary of the Central Government employees can be calculated using this salary calculator.
Monthly Salary Component
Basic Salary + DA+ HRA+ TA = Gross Salary
1.Basic salary for a new recruit
The first cell of the particular Level will be fixed as Basic pay to a newly recruited central government employee. [ Select the first cell in the level in which you are recruited for first year]
2.Dearness Allowance rate
Existing rate of DA [ The DA rate is 21% with effect from 1st January 2020]
3.House rent Allowance (HRA)
HRA is paid at the rate of 24%, 16% and 8% for X, Y and Z cities at present. It will be increased 27%,18% and 9% when DA reaches 25%. Like wise when DA reaches 50% the HRA Rates will be increased to 30%,20% and 10% for X, Y and Z cities resepctively.
What are all X,Y and Z cities ?
According to the population the cities are classified into X, Y and Z category cities.
The X Category Cities which which are entitled for 24% HRA
|
S.No
|
States/ Union Territories
|
Citites Classified as “X”
|
|
1
|
Andhra Pradesh/ Telangana
|
Hyderabad (UA)
|
|
2
|
Delhi
|
Delhi
(UA)
|
|
3
|
Gujarat
|
Ahmadabad (UA)
|
|
4
|
Karnataka
|
Bangalore/
Bengaluru (UA)
|
|
5
|
Maharashtra
|
Greater Mumbai (UA), Pune (UA)
|
|
6
|
Tamil
Nadu
|
Chennai
(UA)
|
|
7
|
West Bengal
|
Kolkata (UA)
|
The Y Category Cities which which are entitled for 16% HRA
|
S. No
|
States/ Union Territories
|
Citites Classified as “X”
|
|
1
|
Andhra Pradesh/ Telangana
|
Vijayawada (UA), Warangal (UA), Greater Visakhapatnam (M.Corpn),
Guntur (UA), Nellor (UA)
|
|
2
|
Assam
|
Guwahati
(UA)
|
|
3
|
Bihar
|
Patna (UA)
|
|
4
|
Chandigarh
|
Chandigarh
(UA)
|
|
5
|
Chhattisgarh
|
Durg-Bhilai Nagar (UA), Raipur (UA)
|
|
6
|
Gujarat
|
Rajkot
(UA), Jamnagar (UA), Bhavnagar (UA), Vadodara (UA), Surat (UA)
|
|
7
|
Haryana
|
Faridabad*(M.Corpn.), Gurgaon*(UA)
|
|
8
|
Jammu
& Kashmir
|
Srinagar
(UA), Jammu (UA)
|
|
9
|
Jharkhand
|
Jamshedpur (UA), Dhanbad (UA), Ranchi (UA), Bokaro Steel City (UA)
|
|
10
|
Karnataka
|
Belgaum
(UA), Hubli-Dharwad (M.Corpn.), Mangalore (UA), Mysore (UA), Gulbarga (UA)
|
|
11
|
Kerela
|
Kozhikode (UA), Kochi (UA), Thiruvanathapuram (UA), Thrissur (UA),
Malappuram (UA), Kannur (UA), Kollam (UA)
|
|
12
|
Madhya
Pradesh
|
Gwalior
(UA), Indore (UA), Bhopal (UA), Jabalpur (UA), Ujjain (M. Corpn)
|
|
13
|
Maharashtra
|
Amravati (M. Corpn.), Nagpur (UA), Aurangabad (UA), Nashik (UA),
Bhiwandi (UA), Solapur (M. Corpn), Kolhapur (UA), Vasai-Virar City (M.
Corpn.), Malegaon (UA), Nanded-Waghala (M. Corpn.), Sangli (UA)
|
|
14
|
Odisha
|
Cuttack
(UA), Bhubaneshwar (UA), Raurkela (UA)
|
|
15
|
Puducherry
|
Puducherry/ Pondicherry (UA)
|
|
16
|
Punjab
|
Amristar
(UA), Jalandhar (UA), Ludhiana (M. Corpn.)
|
|
17
|
Rajasthan
|
Bikaner (M. Corpn.), Jaipur (M. Corpn.), Jodhpur (UA), Kota (M.
Corpn.), Ajmer (UA)
|
|
18
|
Tamil
Nadu
|
Salem
(UA), Tiruppur (UA), Coimbatore (UA), Tiruchirappalli (UA), Madurai (UA),
Erode (UA)
|
|
19
|
Uttar Pradesh
|
Moradabad (M. Corpn.), Meerut (UA), Ghaziabad*(UA), Aligarh (UA),
Agra (UA), Bareilly (UA), Lucknow (UA), Kanpur (UA), Allahabad (UA),
Gorakhpur (UA), Varanasi (UA), Saharanpur (M. Corpn.), Noida*(CT), Firozabad
(NPP), Jhansi (UA)
|
|
20
|
Uttarakhand
|
Dehradun
(UA)
|
|
21
|
West Bengal
|
Asansol (UA), Siliguri (UA), Durgapur (UA)
|
All other cities which are not listed in X and Y cities are come under Z category. The rate of HRA is 8%
4.Travelling Allowance
Travelling Allowance is revised in 7th Pay Commission
The 7th CPC Travelling Allowance rate is below
What are all higher TPTA Cities ?
19 Cities are classified under Higher TPTA Cities.
1. Ahmedabad (UA), 2. Bengaluru (UA), 3. Chennai (UA), 4. Coimbatore (UA), 5. Delhi (UA), 6. Ghaziabad (UA), 7. Greater Mumbai (UA), 8. Hyderabad (UA), 9. Indore (UA), 10. Jaipur (UA), 11. Kanpur (UA), 12. Kochi (UA), 13. Kolkata (UA), 14. Kozhikode (UA), 15. Lucknow (UA), 16. Nagpur (UA), 17. Patna (UA), 18. Pune (UA), 19. Surat (UA)
Deductions
Only two deductions are mandatory for CG Staffs those who are appointed on or after 1.1.2004. For those who appointed before 1.1.2004, GPF and CGEGIS are mandatory
| S.No | Appointed before 1.1.2004 | Appointed on or after 1.1.2004 |
| 1 | GPF | NPS Subscription for Tyre I Account |
| 2 | CGEGIS 1980 | CGEGIS 1980 |
[Note :Other than this, Income Tax will be deducted if Annual Income is comes under IT Bracket. Also HBA deduction will be made if House Building Advance availed. ]
1.New Pension Scheme Subscription
Central Government Employees those who are appointed on or after 1.1.2004 are covered under NPS.
The Tyre I account is mandatory for NPS subscribers. The NPS Subscription is 10 % of basic pay + DA.
10 % of the salary is deducted as subscription from the salary of the govt servants and Central Government pays 14% to subscribers account as employers contribution
2.Central government employees Group Insurance Scheme
Since the Central government employees Group Insurance Scheme is not yet revised for 7th Pay Commission regime, the old rate is continued.
The CGEGIS Rates are
- Group A = Rs.120 [ Level 10 and above]
- Group B = Rs.60 [ Level 6 to Level 9]
- Group C = Rs.30 [ Level1 to Level 5]
Enter this rate at Insurance field with other Insurance deductions if any in the calculator given below .
Enter the pay details in the relevant field in the in-hand Salary Calculator for central Government Employees to know your in-hand salary
